If banks say "NO" You have options!
Alternative lending programs are available.

We are an alternative lending source that is willing to look past certain conditions in order to fund your business loan.  So if your bank turns you down don’t lose hope just reach out to us and we’ll make sure you have the working capital you need going forward.

  • Working Capital Loan Amounts up to $500,000
  • Easy and Fast Approval Provided for You (No Restrictions on Funds)
  • No Hassles – Quick Application & "Lit Doc" required
  • Bad credit ok, bankruptcy's ok and tax liens ok
  • Funding in 5-7 days or less.

Bike Concept_550_461


Bike Concept_550_461

Both young and established businesses oftentimes have trouble securing bank financing for vastly different reasons.  

Young Businesses: A lot of times many young businesses don’t meet banks’ lending criteria when it comes to getting working capital loans (e.g. low credit scores, taxes not up to date, length of time in business, net worth, profitability, debt to worth and other financial ratios etc.) This can cause great stress on a business owner spending months going to bank to bank only to be spinning their wheels waiting for someone to say yes.

Established Businesses: While it is typically easier to secure financing for more established business they often come with certain conditions such as personal guarantees, liens against assets, restricted use of where the funds must be utilized etc. If you don’t adhere to those certain conditions, then the bank has the right to ask you to leave and you’ll need to find a new alternative source of financing.